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In Search of a High Risk Auto Lender.

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recoveringfrombk7
Established Contributor

Re: In Search of a High Risk Auto Lender.


@Mv350 wrote:

@recoveringfrombk7 wrote:

@Mv350 wrote:

I would try the Capital one auto navigator tool. It should be able to prequalify you on a loan. 


I think you have to buy through their auto navigator though, so if the car OP wants isn't listed there it would be a no go.  CU is definitely the best bet.


I took my pre approval to a dealer that offers financing through Cap1, they worked out the deal and I signed the deal the next day. 


But was the vehicle in the navigator?  I swore I read here that it has to be available through the site.  Totally possible I'm mistaken.











Desired BK recovery line up complete 7/12/2021. Planning to garden until 8/2023 and potentially try for AMEX.
Message 11 of 14
Brian_Earl_Spilner
Credit Mentor

Re: In Search of a High Risk Auto Lender.


@recoveringfrombk7 wrote:

@Mv350 wrote:

@recoveringfrombk7 wrote:

@Mv350 wrote:

I would try the Capital one auto navigator tool. It should be able to prequalify you on a loan. 


I think you have to buy through their auto navigator though, so if the car OP wants isn't listed there it would be a no go.  CU is definitely the best bet.


I took my pre approval to a dealer that offers financing through Cap1, they worked out the deal and I signed the deal the next day. 


But was the vehicle in the navigator?  I swore I read here that it has to be available through the site.  Totally possible I'm mistaken.


The dealer doesn't have to be in navigator, they just have to work with cap1. If they don't, you can't use the pre-approval there.

    
Message 12 of 14
Mv350
Valued Contributor

Re: In Search of a High Risk Auto Lender.


@Brian_Earl_Spilner wrote:

@recoveringfrombk7 wrote:

@Mv350 wrote:

@recoveringfrombk7 wrote:

@Mv350 wrote:

I would try the Capital one auto navigator tool. It should be able to prequalify you on a loan. 


I think you have to buy through their auto navigator though, so if the car OP wants isn't listed there it would be a no go.  CU is definitely the best bet.


I took my pre approval to a dealer that offers financing through Cap1, they worked out the deal and I signed the deal the next day. 


But was the vehicle in the navigator?  I swore I read here that it has to be available through the site.  Totally possible I'm mistaken.


The dealer doesn't have to be in navigator, they just have to work with cap1. If they don't, you can't use the pre-approval there.


+1 on this

The vehicle I went with wasn't even listed on the dealer's website yet, or the auto navigator. I was shopping at a couple dealerships. As long as they work with Capital One Auto financing, I think you will be good.

Message 13 of 14
recoveringfrombk7
Established Contributor

Re: In Search of a High Risk Auto Lender.

That's really great to know, thank you both!











Desired BK recovery line up complete 7/12/2021. Planning to garden until 8/2023 and potentially try for AMEX.
Message 14 of 14
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