Income for application question

[EAJuggalo]

The wife and I are looking at purchasing a used vehicle after the world reopens.  My credit isn't bad, hers is horrible.  Can I apply with just my name on the application and still use her income?  Or would it be all or none?  I'd be looking at financing a vehicle with a purchase price of about $10,000 with 25% down.  Most likely a 2013 or 14 Ford Escape with less than 100,000 miles.

[Anonymous]

I would say be sure to read the fine print on the question regarding income, because I have noticed that most of them will define income as any income you receive and / or have access to, or something along those lines.

[Loquat]

You'll be fine using her income. Your finance manager will handle the details.

[EAJuggalo]

---

@Anonymous wrote:

I would say be sure to read the fine print on the question regarding income, because I have noticed that most of them will define income as any income you receive and / or have access to, or something along those lines.

---

That was my thought too, of course last time I did this it was over the phone with Navy and she wanted to be on the loan.