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how do you know if all inquiries from a dealership are being counted as one i have about 10 on each report for a car loan i got back in april but i noticed some say all bank,personal finacing and some say auotmotive financing do all the need to be coded as auot finacing to be counted as one or does fico know somehow
My experience is they count individually, the exception seems to be when they do a manual review and you point out the fact that all of the inquires are for a single car loan.
If they are coded correctly, they count as one if ocurring within a certain timespan.