Inquiries

[Anonymous]

Hello every one
And thx you guys for all the posts here so helpful
I just starring building up my credit about 1 yr now
My experian score as of today is 691
And I have 15 inquiry in my report
Some of them almost gonna be 1 yr old
And 2 of them I'm disputing in them with credit bureaus cause I didn't authorized them
So I was just wondering how my credit report look for lender at this point with all those inquiries in short period
How is the average of inquiries in 12 months for person
Thx you for the help

[Skye12329]

After 1 year inquires will quit affecting your score. After 2 years they fall off completely. Disputing a inquiry will be hard to do if not impossible. As for a lender, it could depend, if your credit file is pretty thick 1 inquiry shouldn't really affect a whole lot. Inquiries are pretty low when it comes to scoring purposes. I am confused by what you mean the 'How is the average inquiries' i think you meant how many? Well thats basically a crapshoot of a question. Because there really isn't an average per se.

[Anonymous]

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@Anonymous wrote:
Hello every one
And thx you guys for all the posts here so helpful
I just starring building up my credit about 1 yr now
My experian score as of today is 691
And I have 15 inquiry in my report
Some of them almost gonna be 1 yr old
And 2 of them I'm disputing in them with credit bureaus cause I didn't authorized them
So I was just wondering how my credit report look for lender at this point with all those inquiries in short period
How is the average of inquiries in 12 months for person
Thx you for the help

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Since you are posting this in Auto Loans, should be assume your inquiries were related to car shopping? If so and you went to a dealer, it seems to be the price you pay. I have twelve inquiries based on my purchase of a new car in August.