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Inquiry help

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kuc21
Established Member

Inquiry help

I have recently been approved through United Credit Union for an auto loan at $40,000.  I went to the dealership to purchase my vehicle and they asked if I would like to see if they could beat the financing I have at the credit union using Nissan Financing.  This meant that I would only have a hard inquiry from transunion.  I agreed and before he pulled my credit verified it would only be a hit from transunion.  I woke up this morning to 12 alerts stating that my credit had been pulled.  Is there any way I can have this other ones removed since I did not authorize them.  Please advise.


Starting Score: Equifax 483: Experian: 543 Transunion: 574
Current Score: Equifax 677: Experian: 674 Transunion: 688
Goal Score: 750


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1 REPLY 1
Creditaddict
Legendary Contributor

Re: Inquiry help


@kuc21 wrote:

I have recently been approved through United Credit Union for an auto loan at $40,000.  I went to the dealership to purchase my vehicle and they asked if I would like to see if they could beat the financing I have at the credit union using Nissan Financing.  This meant that I would only have a hard inquiry from transunion.  I agreed and before he pulled my credit verified it would only be a hit from transunion.  I woke up this morning to 12 alerts stating that my credit had been pulled.  Is there any way I can have this other ones removed since I did not authorize them.  Please advise.


once you signed the application if they don't want to do what they said they would do they are authorized unlesss you wrote it across the application.

but if you have not bought the car from them, I would walk in and have a chat with the finance manager and then walk out and go by from another dealership with your original check just for being slick dirty car dealers!

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