I bought a Ford in 2006 and used FMC for their 0% apr. I have since paid it out and have no intention of a new vehicle. However, today I received a pre-approved offer from them in the mail for 35K. I was curious so called and spoke to a CSR who states that the offer is real and firm the only thing that would derail it would be severe negative information on my CR between the time that the offer was made and the date I attempt to apply it.
Guess they are working hard to try to drum up some business. I only posted this here to let every who is currently in the car market that their is lenders out looking for business.
Best of luck.