@sanglee24 wrote:
My Ch. 13 discharge was on 10/15. I am barely 5 months out of BK and I was approved for 1.99%.
wow! That's an awesomely amazing rate! Congrats!
I'm worried that I won't get that good 3.something rate from Cap1 because I just prequaled to see what I'd get out of curiosity, I'm not ready to buy til mid April or later, and the prequal is only good til April 4. Maybe I can squeeze a purchase in before then? But probably not... I want to buy right now, but I also wanna try to be responsible and save up more money for a down payment.
Although in mid April maybe my scores will be slightly better and I can get bumped down another couple points... I'm 100% certain I will not do better than what cap1 is offering though, so I need to find a dealer that deals with them. They brag a network of 12,000 dealers which seems like a lot, but so far, of all the cars I've checked out online, only one has been in network. what the heck?! 