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Is it Really Gone?

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ABattle
Regular Contributor

Is it Really Gone?

So, I'm ready to get a new car so I finally clicked on this thread & find out there is yet another score out there that I need to be concerned with, smh.  My situation is this, I had a car loan, lost my job & started making payments one month behind making sure to never get two months behind & have to worry about a repo.  My loan was paid off in March 2006, obviously my account was in the collections department.  I had an issue w/Experian & TransUnion showing my car loan late in 2007 & 2008 when clearly it was paid off.  So, after disputing, contacting my car loan company, my car loan company agreed to have the tradeline removed.  So, it no longer shows on my credit report.  But now I need to know when I go buy a new car will it show on this Fico Auto report?

Message 1 of 3
2 REPLIES 2
theo78
New Contributor

Re: Is it Really Gone?

As long as it doesn't show up on your TU, EX, or EQ reports, your golden Smiley Happy It won't show up on an auto enhanced report as long as it's not on your regular reports 

Message 2 of 3
ABattle
Regular Contributor

Re: Is it Really Gone?

Great!  Thank so much for the reply b/c I was starting to get worried that there was another report I needed to worry about.  I'm so glad I got that account removed!!!  Now, I just need to see how it will affect me that I have never had a car loan before as far as they're concerned, lol.

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