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JUDGEMENT!! LEASING!!! HeLp!!

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liyfe1
Valued Member

JUDGEMENT!! LEASING!!! HeLp!!

Hello again.  I was curious to if anyone knows if its possible to lease a vehicle with judgement on your credit report.  The judgement is from 07 and states that it was satisfied.  My fico score is a 737 wit tu and 740 with eq ... (fakos were in the 800's go figure).  I have 2 paid off auto loans and 2 personal loans paid off as well on my Credit Report.  I was looking to lease the new jaguar xj though jaguar financial (chase).  Any know if this is possible???

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pizzadude
Credit Mentor

Re: JUDGEMENT!! LEASING!!! HeLp!!


@liyfe1 wrote:

Hello again.  I was curious to if anyone knows if its possible to lease a vehicle with judgement on your credit report.  The judgement is from 07 and states that it was satisfied.  My fico score is a 737 wit tu and 740 with eq ... (fakos were in the 800's go figure).  I have 2 paid off auto loans and 2 personal loans paid off as well on my Credit Report.  I was looking to lease the new jaguar xj though jaguar financial (chase).  Any know if this is possible???



I don't think that this would be a show~stopper for leasing.   Your FICO scores are good and I would assume that your auto~enhanced scores would be good as well if both of your auto loans are positive accounts.  

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 4
UpNComing
Established Contributor

Re: JUDGEMENT!! LEASING!!! HeLp!!


@liyfe1 wrote:

Hello again.  I was curious to if anyone knows if its possible to lease a vehicle with judgement on your credit report.  The judgement is from 07 and states that it was satisfied.  My fico score is a 737 wit tu and 740 with eq ... (fakos were in the 800's go figure).  I have 2 paid off auto loans and 2 personal loans paid off as well on my Credit Report.  I was looking to lease the new jaguar xj though jaguar financial (chase).  Any know if this is possible???


You should be fine.

CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
Message 3 of 4
liyfe1
Valued Member

Re: JUDGEMENT!! LEASING!!! HeLp!!

yes...never had a late payment..but i paid them off pretty quick (1year) ....hope everything works out...i will update...i plan on going next wednesday!!

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