Joint account question

[Anonymous]

Hi,

We are thinking of applying to DCU, but was wondering if my wife's credit score will be weighted heavier than mine? She's a pretty solid high 700s and we are in the market for a newer car so we were hoping to get their lowest rate. I have a higher income, but still rebuilding my credit. 

[Creditaddict]

put her as primary and you as joint secondary.

[Anonymous]

---

@Anonymous wrote:

Hi,

We are thinking of applying to DCU, but was wondering if my wife's credit score will be weighted heavier than mine? She's a pretty solid high 700s and we are in the market for a newer car so we were hoping to get their lowest rate. I have a higher income, but still rebuilding my credit. 

---

@I agree with @Anonymous.  Put your wife as Primary on the loan application and you will have no problem..