Jumbo Auto Loan

[Anonymous]

I'm going to be financing a car purchase within the next couple of weeks. The purchase price and loan amount is going to be $135,000. Any recommendations for auto lenders that offer financing more than $100k financing>?

My scores are TU 675, EQ 672, and EX 678. I have $115,000 in available credit with 10-15% utilization. A total of 22 open and closed accounts with the oldest account being 7 years old. Is there anything I can do to improve my score? 

[Anonymous]

If I'm understanding correctly, you are wanting 135k car with zero down? With the right income and DTI, I don't see a problem.

Your hardest battle will be finding a lender that will finance 135k on a car with zero down with your credit scores. Lowering your util will certainly boost your scores immediately after they report.

[Loquat]

If you don't mind me asking....what kind of vehicle are you purchasing?  Reason I ask is because maybe with a purchase price of that amount, maybe they have a capitve lender that you can work with or at least get an idea of what the approval criteria is.