Kia Motor Finance

[Anonymous]

Anyone know what bureau they pull?

[Creditaddict]

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@Anonymous wrote:

Anyone know what bureau they pull?

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EX I believe

They are pretty easy but I found Infiniti to be even easier at least to get tier 1 but I think Kia will go more subprime scores.

[Anonymous]

If I understand this correctly, they use hyundai finance and go primarily throught transunion...it probably varies by location. My local hyiundai deal in ca pulls transunion

[1GaDawg85]

It is TECHNICALLY Hyundai Motors Finance but they pull TU mostly. Willing to work with lower scores and decent interest rates 

[Dj4Money]

 My Hyundai dealer said they couldn't get it through Hyundai, I wonder why? I am having trouble with Transunion, see my thread for details but many lenders can't access my credit file and CK says my file is too thin to show me now.

[RESgrignoli]

When I ran the application "online" through Kia Motors Finance, they ran it through "TransUnion".  I thought they would run it throiugh "Experian" since they seemed to imply that their credit score service that they provide for their finance customers is derived from Experian.....so I figured they'd use Experian for "determining" credit worthiness, as well.....but.....alas, it was TransUnion who they pulled.

And.....the Kia dealers here all confirm that they pull from TransUnion, as well.

[blackarsenic]

Transunion in ny. Too bad leasing through hyundai/Kia requires at least a 690. Smh got denied

[Creditaddict]

Not even 5% true!!!
Kia is easy financing, tied 1 might require 690 but they will approve leases into the 500's!!

[blackarsenic]

they are the same as hyundai fianace and I got denied for a 2015 hyundai genesis lease with 654 credit.

[Creditaddict]

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@blackarsenic wrote:

they are the same as hyundai fianace and I got denied for a 2015 hyundai genesis lease with 654 credit.

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they are the same but they are not the same.

it's like toyota and lexus...

kia is easier than hyundai