There is nothing negative about leasing if you get the right deal.
Same as “you should never buy a brand new car”
Best time to buy a car is when you do have to...
Just take your down payment and add to all payments and add to the end of lease buy out.
Compare that to price of new car financed total.
Compare that to cost of buying and selling for lease period.
Compare that to depression percentage of same model from X amounts of years ago.
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Here’s the way I see it. I understand wanting to wait to get the car you REALLY want (2020 Highlander). However, I would NOT want to buy or lease another basically new car as a placeholder. Is there any way you can make the Mazda work until the Highlander comes out at the end of this year?
If you really need just “anything” right now, maybe a reliable but older, used car? Something cheap that will hold you over until the end of the year? Again, this is just the way I would look at it because my OCD, crazy mind wouldn’t want to buy or lease an expensive car that I didn’t really want and then hold onto it for 2 years pining away over my dream car lol
The Highlander is set to release in Dec 2019. You said the baby was due later this year (its practically June). I don't know how many months, but let's pretend 3 - So you will be in Sept - that means you will only have to make due for 3 months. So I'd wait and get the car you actually want?