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Lease immediately post discharge?

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jason0618
Frequent Contributor

Lease immediately post discharge?

So I'm about to be discharged from a chapter 7. Two old car loans included and a crap load of medical bills. We currently have a 7 passenger minivan and my commuter car. We were able to keep both vehicles.
The minivan is 7 passenger and we will need 8 passenger in a few months. I'm thinking that maybe I could trade my commuter car (2010 Toyota Camry) and lease a new odyssey, Sienna, Kia Sedona, or some other type of 8 passenger minivan. My Camry has a whole bunch of miles on it, but I should still get about $4500 trade value for it. Will that help with a lease, or would I be better to just trade her odyssey and buy a used minivan for <$10,000? The odyssey will probably net me about $500 trade value.
Scores as of 04/2021





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