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Lender Pre-Approvals-Soft Pull

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Anonymous
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Lender Pre-Approvals-Soft Pull

Besides Cap One, Carvana and Springboard, any other auto lenders do a soft pull pre-approval? 

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Lender Pre-Approvals-Soft Pull

@FMC is carvana and springboard def a SP? I have only tried cap1 and am waiting a couple more weeks to try it again for a better offer when my scores jump up a little. But wouldn't mind trying the other two you mentioned if they are DEF a sp. Let me know. Thanks 

Message 2 of 12
Anonymous
Not applicable

Re: Lender Pre-Approvals-Soft Pull


@Anonymous wrote:

@Anonymous is carvana and springboard def a SP? I have only tried cap1 and am waiting a couple more weeks to try it again for a better offer when my scores jump up a little. But wouldn't mind trying the other two you mentioned if they are DEF a sp. Let me know. Thanks 


Yes, most definately so. 

Message 3 of 12
BamBam2000
Contributor

Re: Lender Pre-Approvals-Soft Pull

Nissan does a soft pull for their pre-qualifier.

Message 4 of 12
Anonymous
Not applicable

Re: Lender Pre-Approvals-Soft Pull


@BamBam2000 wrote:

Nissan does a soft pull for their pre-qualifier.


I saw the pre-qualifier on their website. It has you send it to a specific dealer; is that only a soft pull(?) with NMAC or is the dealer going to "shotgun" it once they receive it? It has you enter your full social security number. Thanks again. 

Message 5 of 12
BamBam2000
Contributor

Re: Lender Pre-Approvals-Soft Pull

Hi I did it a few weeks back and I have 0 hard inquiries. I saw it my trans union as a soft pull. Don't have the full paper copies of Experian and Equifax but I still have 0 hard inquiries.

Message 6 of 12
Anonymous
Not applicable

Re: Lender Pre-Approvals-Soft Pull


@BamBam2000 wrote:

Hi I did it a few weeks back and I have 0 hard inquiries. I saw it my trans union as a soft pull. Don't have the full paper copies of Experian and Equifax but I still have 0 hard inquiries.


Thank you. I will try it today.

Message 7 of 12
BamBam2000
Contributor

Re: Lender Pre-Approvals-Soft Pull

No worries, hope you get the car of your wants and dreams!

 

Message 8 of 12
Anonymous
Not applicable

Re: Lender Pre-Approvals-Soft Pull

Thanks. Got denied with a 562. Have Springboard & Cap One pre-approvals at 14%. Do you think it would be easier to get approved at dealer? A

Message 9 of 12
BamBam2000
Contributor

Re: Lender Pre-Approvals-Soft Pull

Who denied you and what bureau did they pull. If you had the pre approval you should take that to their preferred dealer. Also look at Carvana. 

Message 10 of 12
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