Lender pulled score was 30 pts higher than myfico

PeacefulP · ‎09-22-2014

Hi all,

My husband and I purchased a car this weekend and financed 50% of it. When the lender pulled our credit report, the score for both of us was 30+ points higher than it's shown here on myfico.

The lender pulled experian.

What's going on? We were thrilled of course, but I've always trusted myfico to keep me in the loop on our scores so this was confusing.

Starting Score: TU 634 EQ 614 EX 648 5/20/13
Current Score: TU 631 EQ 643 EX 641 8/7/13 (All Lender Pulled)
Goal Score: 750

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guydiver · ‎09-22-2014

#1. They pulled an auto industry option Fico score or...

#2. They pulled a different version of Exp. than Myfico pulls.

Either way, congrats. Nice to see 30 points go the right direction!

Anonymous · ‎09-22-2014

@guydiver wrote:
#1. They pulled an auto industry option Fico score or...
#2. They pulled a different version of Exp. than Myfico pulls.
Either way, congrats. Nice to see 30 points go the right direction!

+1