Money was a little tighter when I purchased the car in 2011. This is another way to look at the difference -
Origional loan about in 2011 - $12627.44, payment - $283.77 for 6 years, finance charge over the life of the loan - $7804.00 (it hurts just typing this!)
Refi with DCU - $10770.80 (nope, I didn't get to far in 18 months), payment - $233.82 for 4 years, finance charger over the life of the loan - $452.21
Looking at the origional loan, all I can say is "whew... that God that's over!!!"
Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495
Current Scores - EQ - 687 / TU - 663/ EX - 677
TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250
Andrews FCU SSL $1500
