Money was a little tighter when I purchased the car in 2011. This is another way to look at the difference -
Origional loan about in 2011 - $12627.44, payment - $283.77 for 6 years, finance charge over the life of the loan - $7804.00 (it hurts just typing this!)
Refi with DCU - $10770.80 (nope, I didn't get to far in 18 months), payment - $233.82 for 4 years, finance charger over the life of the loan - $452.21
Looking at the origional loan, all I can say is "whew... that God that's over!!!"
EQ - 698 / TU - 679 / EX - 689
Capital One Savor - $17000 / AAA Travel Advantage Visa - $14000 /Capital One Venture - $13000 /Bread Rewards AMEX - $9450 /Apple Card - $8500/ TD Cash Card - $7500 / TD Double Up - $7000 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $600
$89,350
DCU Auto Loan