I just joined NFCU as well to try both for the loan in October/December. Not going to get GAP since I will be putting down 30% so I will not be underwater.
@Girlzilla88 wrote:
@Anonymous Sounds like Penfed may be your best shot since you have history with them, you will definitely want GAP as well but putting more down is good and has a good/better chance of getting a higher loan even better rate. ^^ Let us know what they say/you decide and hopefully you get it in a few months 