Made my last WFDS payment today!!!!

Anonymous · ‎04-22-2016

Such a relief! 5 long years later, and I finally get to call my car MINE!

Financed 14,395 at 4.9% interest for 60 months and today was payment number 60! Now if only WFDS was forgiving and would remove my 90 day late I have on this account Id be set! lol

Not looking forward to my score drops once this is updated though and I lose my only installment loan

RonM21 · ‎04-23-2016

Congrats on the payoff!!!

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

surferchris · ‎06-01-2016

Congrats on the success!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Anonymous · ‎06-01-2016

Who cares about the score drop? You dropped a debt!

jim44 · ‎06-01-2016

@Anonymous wrote:
Who cares about the score drop? You dropped a debt!

Heck yes, Was grateful to WFDS on taking a chance on me with a car loan less than a year post BK7. I had a party when I paid my loan off three months early. They were good to me as far as reporting to the CBs on time every time the whole length of the loan!!! Congrats OP!!! Well done!!

grillandwinemaster · ‎06-01-2016

@Anonymous wrote:
Who cares about the score drop? You dropped a debt!

Absolutely agree!

Saving money ALWAYS trumps credit score!

Congrats on paying off your car!

Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017

undrtkr65 · ‎06-01-2016

Congrats!!!! I got a long way to go 58 more payments.

Anonymous · ‎06-02-2016

@grillandwinemaster wrote:
@Anonymous wrote:
Who cares about the score drop? You dropped a debt!
Absolutely agree!
Saving money ALWAYS trumps credit score!

Congrats on paying off your car!

But but having good credit score saves money

Anonymous · ‎06-02-2016

@undrtkr65 wrote:
Congrats!!!! I got a long way to go 58 more payments.

Lol that's better than me... I got 68-84 more months on 4 different loans lol