Mazda 0% Financing

[Anonymous]

Wanting to get their new car deal rates , and they have a 0% for 60 months.

My situation:

Live in IL

Have a house mortgage ($240K, payment of 1800/month), been paying always on time for the past 1.5 yrs

Current balance on credit cards: ~$2800, always pay off balance in full

Total CC limits: ~$28500

No baddies on any report

Income: 85K a year

Current FICO scores :

Wells Fargo : 800 +  

Sallie Mae : 800+

 American Express : 801

Credit Karma:  TU: 768  EQ: 802

Credit Seasme : 768

What do Mazda pull for their financing?

I have no other loans or debts, all bills payed on time.

What are my chances to qualify for their 0% financing?

Thanks

Wassam

[Anonymous]

Assuming you have adequate income you won't have any problem getting this incentive.  Mazda uses Chase as their captive finacing arm, they seem to pull different credit based on the State you live in but your scores are fine so I wouldn't worry about it.  Mazda makes great cars right now, probably the best designs that can be had within their price range.

[Anonymous]

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@Anonymous wrote:

Assuming you have adequate income you won't have any problem getting this incentive.  Mazda uses Chase as their captive finacing arm, they seem to pull different credit based on the State you live in but your scores are fine so I wouldn't worry about it.  Mazda makes great cars right now, probably the best designs that can be had within their price range.

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I am based in IL, I will edit my post soon.

[DeeBee78]

You'll qualify for 0% with no problems. 

Pretty much anyone with an auto score over 700 will get the lowest rates that manufacturing-incentive financing can offer.

[Anonymous]

Got approved with a score of 813.

They pulled TU,and Mazda finance with Chase directly.

[Anonymous]

That's awesome, congrats