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Might be a dumb question in relation to collections but..

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Established Member

Might be a dumb question in relation to collections but..

I have three total, two recently taken care of via PFD. One is still on EXP only and the other is scheduled to be removed by next week. Will these deletions help the Auto FICO score or are they somewhat irrelevant to that? I may need to purchase a vehicle soon and those scores aren't the best, 500ish. Any input is appreciated, I don't know how this works in relation to this topic. 

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Community Leader
Super Contributor

Re: Might be a dumb question in relation to collections but..

Yes, they affect your auto score. The only difference with the auto score is it's more geared towards predicting if you'll default on an auto loan.







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