@creditwatcher2012 wrote:
@Anonymous that bad? Is it possible to get a 38k loan @ a good interest rate?
Depends what else is on your credit report. Any unpaid collections/judgements etc? Income?
@creditwatcher2012 wrote:
@Anonymous that bad? Is it possible to get a 38k loan @ a good interest rate?
Depends what you define a good rate to be; I got a 6% rate around that score but admittedly was only looking for less than half of what you're chasing.
and supprisingly I wasnt asked for POI when I applied, I was prepared to shoe my proof of income incase they did, but ironiq they didnt, heres what it says ?
| Purpose of Loan: | Auto | |
 | Date: | 21/10/2013 |
| Subject: | The status of your new loan (********) is Approved. |
| Message: | Congratulations! Based on your credit worthiness, your loan application has been approved for £23,337.53. As you requested, the loan proceeds will be mailed to you. Please allow 5-7 days for normal mail delivery. Your confirmation number is ********************* Ready to buy? Locate a participating dealership and receive low, established pricing! Visit the Navy Federal Auto Buying Program today! Payment Protection is available. Click here for more information. Take this opportunity to simplify your life, suppress your paper statements, and view your statements online. It's an easy way to keep your account information confidential and help prevent identify theft. Just access your account at www.navyfederal.org, select the "Other Services" tab, and then look under "Account Services" to turn off paper statements.
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*Actual rates are subject to change.