My auto scores are....

[Shawndoe79]

Equifax 08 = 651  05 = 607

Experian 08 = 645  02 = 656

Transunion 08 = 614  04 = 635

What are my chances of getting a decent rate 4 months post BK7 with these scores?  Any advice will be greatly appreciated.  These scores are according to myfico.com

[Anonymous]

Most banks have policies restricting approvals post bankruptcy until a certain period of time has passed. Usually 1 or 3 years from what I have seen.

4 months out......CapitalOne comes to mind. From what I have seen they especially love it when you have a CapOne Charge-off. Not joking!!

[Shawndoe79]

That's funny. Well I do have a cap one IIB 

[cdtotten]

Most (if not all) captive lenders are a no go. Your best shot may be to find a local credit union willing to give you a shot. It's too recent to your bankruptcy.

[Shawndoe79]

ok thanks, i have two secured loans with my credit union that will be paid off in two months, maybe they will give me a shot.