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Hello. Just got exciting news so I thought I'd share here.
I have been working on my credit, and just made my 6th consecutive payment on my Auto Loan, I thought I'd give this credit union a try just to try and I got approved! Initially, they had declined me but a really nice guy at the branch named Mark said that upper management was willing to look at my loan application a second time. They had to call me several times to just get everything straightened out, but all the hassle worked out in the end!
I heard Credit Unions have the better APR for auto loans, so I went ahead and looked for some near me and this is the one I found. I feel really blessed today.
My APR went from 21.09% to 8.89%!
Still a high APR, but definitely a BIG difference. Saved me over $8,000. I'm planning to stay here until Navy Federal can approve me.
MyPointCreditUnion is having a promo right now if you refinance with them, they will over look your income, and credit and offer a 3.99%
Sadly, I didn't qualify for this promo because I was taking someone off my auto loan.
I'm so excited and proud that I was able to finally get out of my horrible auto loan with Westlake Financial.
MyPoint pulled Equifax and I had a 549 at the time. Payment was lowered over $100.
Hopefully soon I can write one for Navy Federal with the next 2 years!!