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NFCU Auto Loan

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bigpoppa09
Established Contributor

NFCU Auto Loan

how does a auto loan work with Navy do u apply and ask for a amount and if u dont qualify for that amount they counter with a amount?

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: NFCU Auto Loan

based on my experience they qualify you for the max amount they'll approve you for.
Message 2 of 8
fury1995
Valued Contributor

Re: NFCU Auto Loan

Yep. They give you a blank draft stating the maximum amount allowed. The draft is completed by you and the dealer.
August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

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Message 3 of 8
Anonymous
Not applicable

Re: NFCU Auto Loan

Does anyone know which FICO version they use?
Message 4 of 8
MakeItAMudLight
Frequent Contributor

Re: NFCU Auto Loan


@Anonymous wrote:
Does anyone know which FICO version they use?

I'm pretty sure they pull FICO 04.  

Message 5 of 8
bigpoppa09
Established Contributor

Re: NFCU Auto Loan

Fico 04 and they mainly pull EQ 

Message 6 of 8
bsal
Frequent Contributor

Re: NFCU Auto Loan

Can I as what is this fico score you guys speak of cause I have the 3b monitoring and if they pull only Equifax , equifax only see score 5 auto I don't see a equifax score 4 can yall help me under stand?
Message 7 of 8
bigpoppa09
Established Contributor

Re: NFCU Auto Loan

If u buy your score from here it will be EQ score 5 aka Fico 04 it will say score normaly used for mortgage lending

Message 8 of 8
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