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Thanks all . Yes kinda perplexed about the rate but tried penfed and basically same terms and rate , not sure why I am getting higher rate . I am member of alliant too and they denied for inquires.
i may go with navy and refinance down the road , I honestly thought I would get a much lower rate given my scores but don't want to keep applying either .
I would have walked out of the door at that point. Probably place a call to Toyota as well.
NFCU Flagship (Daily 2% + Travel) | USAA Rewards (AoOA = 26y)
Aven Rewards (Groceries) | Chase Prime (Amazon) | Citi Custom Cash (Dining) | Elan MCP (Utilities)
EQ(F8) 784 | EX(F8) 801 | TU(F8) 800 | EQ(F9) 823 | EQ(BC8) 815
On the Radar: Langley | Kroger | AmEx | Discover
A little better PSECU
Yay! The interest rate went down from what you were originally quoted. Congratulations! ![]()

@Jnbmom wrote:
A little better PSECU
Approval and rate reduction!! Congratulations!!
After all the paperwork was said and done on my wife's loan, the 4.49% originally quoted went down to 4.29% / 60 months when it came to signing the final paperwork online. Result!
