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Good Morning !
I am wondering what my chances of getting a refi done on my truck with NFCU. I have 2 cards, but have been denied increases in the 5 years i have had them!! My current scores are listed below....i have NEVER been late on a car payment since i opened the loan almoset 2.5 years ago.....I just opened a VW lease for my daughter in March.....
Income: $150k + (varies on OT or bonuses)
VW lease: $421 payment
Lexus payment: $785 (18% interest)
Discover: 53% UTI
NFCU AMEX: 0% UTI (product change from More rewards)
NFCU Flagship: 95% UTI
My Flagship was over the limit but is now no longer....the statement closes Friday. Should i wait until Saturday to apply?
Thoughts??