NFCU

[Anonymous]

I'm so excited. I tried refinancing my car everywhere but the best rate I got was from NFCU.  I'm so glad to be leaving satan (Santander). I'm going from 17% to 6%. It's a 10K difference! I'm so happy!

[AllZero]

Congratulations on your refinance!

[coldfusion]

Congratulations on getting out of Santander's grasp.

[coreyb80]

Congrats on the savings!

[Cjethompson2017]

Congrats! I'm trying to do the same in the next few months. Do you know what scoring model nfcu used? They told me Equifax, but didn't know what version?

[Anonymous]

I was told Equifax and TransUnion for their products. Im not sure what scoring model is used.

[BmoreBull]

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@Anonymous wrote:

I was told Equifax and TransUnion for their products. Im not sure what scoring model is used.

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Equifax 9 for loans and Transunion 9 for credit cards. 

[Anonymous]

I just applied on the app they pulled TU to my disappointment. I'm not sure which version tho. I'm in FL and was hoping they'll pull EQ

[dunn2500]

i did same switch a few years ago......santander to NFCU and now pen fed but that first one was huge, great feeling congrats

NFCU used TU on me twice in last year or so but they did EQ the first time few years ago. someone said they moved over to TU for all their products recently but idk 100%....i am on west coast

[Anonymous]

I'm in FL too and they've pulled TU for me on cards & auto loan FWIW.