NMAC VRU?

[mgs2010]

Who knows anything about NMAC's VRU program. I have heard if you have an NMAC account, make 18 on time payments then they will approve you regardless of what your credit score is for the same tier and 25% more payment? Sounds unreal but I've heard about it from several sources. Just not sure exactly how true it is. Anyone have any experience with this?

[Anonymous]

I'm not familiar with VRU. I currently finance with NMAC and looking to trade my 2015 Altima in for a 2017 Murano. I spoke with NMAC directly and was told that you're pre-approved after 12 months of on-time payments. Your interest rate will remain the same, and may be lower depending on your credit file.

I hope this helps.