Hey, ya'll. After reading posts on how awesome NFCU is, I joined today (there are 4 locations near me). I want to get my auto loan refinanced once I get all of my credit scores above 700.
My income is $63,800. Started my re-build with a Capital One (Cap 1) auto loan in September 2018. My FICO scores from 22 October were: Ex 734 (6 inq), TU 658 (4 inq, $218 collection, July 2014 which I'm working towards getting deleted), Eq 630 (6 inq, $8,700 CO falling off next month). My credit cards are: Cap 1 Platinum MC ($1600/$3500, November 2018) and Cap 1 Quick Silver ($0/$500, September 2019). Will PIF MC balance and get my FICOs updated on 22 November.
Two (2) questions for my fellow NFCU members. First, what was your NFCU auto refinancing process like? Last, what, if any, issues have you had with NFCU since joining? Thanks in advance to all my fellow NFCU members for your replies!
"Absorb what is useful. Reject what is useless. Add what is essentially your own." - Bruce Lee
