Anyone that is a E-7,E-8, E-9 in the military can receive this promotion on car loans. Also if you have been selected and can verify the selection you can use it. Pretty much it gets you 1.0% off the rate you would normally qualify for. like my best rate was 3.49% for 72 months so they give me 2.49% for 72 months. Best rate at 60 months is 1.99 so if you can get it you could be looking at 0.9% from your Navy Federal Credit Union......AWESOME! Just have to call and ask a customer service rep about it because they are not broadcasting it on the web site. You can even refinance a loan you have with them and save the 1% all you have to do is call.