What else do you have in your name in terms of credit? A student credit card maybe? Putting it in just your name is probably going to be an expensive proposition, but if you have had 6 months with another credit product in your name, it may be worth it to refi and have it be a joint loan with you and your parents.
- Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
- Starting total revolving credit: $1100 | Current total revolving credit: $36,700
- Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
| Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
| Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
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