I currently have a 9.46% APR on a 2014 Hyundai Tucson though capital one. I am hoping to get a competative refinanced loan. I have 16100 left on the ornginal 24000 loan.
TU 703
EX 701
EQ 620, medical collections that my injury attorney is trying to get removed
{Mod cut} and appying at a credit union in my area. I live in saint paul minnesota. I was thinking Ideal Credit Union. Does anyone know who I could go though with those scores. I tried refinancing in the past with Digitial Federal Credit union and they turned me down because of my EQ score. My EQ also shows 23 hard inquries of which 10 are from auto loans on the same day and 5 are from a bank that I opened an account with.
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Thanks.
I'm sorry but the tactic you wrote about is not allowed to be discussed. Thanks for yor understanding.
MarineVietVet, myFICO moderator.
Just got approved at 3.54 for 48 months. Any advice on how to recon for a little lower rate? I'm happy with a 6 percent decrease, I just don't want to leave anything on the table.