Hey MyFico. I'm trying to help my friend during her first car buying experience. I got the car purchase and backend adds part down. I just need help with a low APR 72 month auto loan. What banks or CUs would you recommend in the Fort Worth, TX area. Her credit profile is fairly slim with three credit cards and a total limit of approximately $15,000. Usage is around 5%. And her credit score is anywhere from 699 (Exp V8 verified today) to 730 (Credit Karma). Help with a low interest 72 month auto loan would be much appreciated. Thank you!
Have you tried any of the local credit unions? They usually offer better rates than the large banks.
I’ve had 3 different loans with EECU. They are very friendly and easy to work with
I’m just not a fan of EECU, I have a loan with them for my business and that’s pretty much it. I also have membership at Fort Worth Community Credit Union but was declined credit card with a FICO 9 738.
I would go with RBFCU
Texas Trust or EECU. Both have great rates. My recommendation would be Texas Trust and maybe refinance with EECU.