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Need help with auto loan

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bob1320
Member

Need help with auto loan

Here is my situation, I was late on a mortage payment a few months ago but I have since paid the late payment. I am trying to get a loan for a truck I want to purchase. I looked at my experian credit score yesterday and it showed the updated information with the up to date mortage. However when I pulled my trans union report it has not been updated with the new information. Should I wait until trans union is updated to apply for financing or does it not matter if trans union is updated as long as Experain is updated? Thanks for your help

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CAnNY
Frequent Contributor

Re: Need help with auto loan

Do you mean you were thirty days late, or just late enough to get a late payment charge? I guess either way. If the lender will only be pulling Experian then what's on the other two CRA does not matter. 


Starting Score: TU 489 EQ 561 EX unknown (2/24/2013)
Current Score: Lender Pull (11/15/13) EQ 702, TU 679, EX 684
Goal Score: 720


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