Never dreamed I would get financed this fast

ktl72455 · ‎11-11-2013

Not even a yr into my rebuilding and I got my TU up to 651 and was shocked when chase financed a 18,000.00 car at 7%. Me!! totally excited and shocked all the way around!

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%

Luscher · ‎11-11-2013

awesome congrats

What was the process with chase to get approved like?

ktl72455 · ‎11-12-2013

It was very simple, I was working with a local car dealer and they called and said I was approved by Chase and when did I want the car? I took down payment with me, signed all the forms, paid own payment and drove my car home. Very easy.

The dealer said Chase works with them and if I was to approach Chase directly I would have been denied and from what I read here on the forum about Chase I was in utter shock they gave me a chance to begin with!

My first ever Bank car loan in just my name and not from a buy here/pay here!

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%

StartingOver10 · ‎11-12-2013

Congrats!

I also have a Chase bank auto loan and I love it. So easy to pay when you have an account with them

You are well on the way to complete credit recovery!

ktl72455 · ‎12-22-2013

I can honestly say, I wouldnt have this in my garage if it wasnt for this forum!! I have this picture on a wall as reminder that staying focused on credit repair/building is worth it, no matter how long it takes! I kept logging into to chase just to see my name appear out of shear JOY!! LOL!! Sometimes all you need is the little things to keep pushing your forward!

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%

Haleybrook · ‎01-09-2014

Congratulations on your new car! I love it.

I'm close to making a decision myself.

ktl72455 · ‎01-09-2014

Thanks!! I still am in aww when I look at the car!! I know alot of it was the dealer and chase work together and the dealer will finance anyone with 800.00 a Never month income so I took the leap!! Never dreamed it would be a big bank like Chase, willing to take a chance on me :-)

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%