PNC Check Ready Auto Loan

[linux007969]

I applied for a check ready auto loan with PNC. I asked for $25,000 with 5 year payback and i got the following:

Thank you for submitting an application for a check ready auto loan. A decision has been made on your loan request. Please contact us at 1-866-522-2517 to learn more about your offer!

So I call the number and I had to leave a message cuz their closed. I just hate how my bank has short hours for anything with credit or loan underwriting. At least it looks like i was approved for something though, we'll see.

[GooseGirl]

Good luck!

[knoregs]

Good Luck!

~kn

[linux007969]

I called up PNC earlier this morning before work, since i have time and they approved me!!!

$22,800

60 month term

APR listed on their site which is under 3%.

I accecpted and they are sending it out and it will be here tomorrow!

[09Lexie]

WooHoo! Good job!

[GooseGirl]

Congratulations. Interest rate of less than 3% is nothing to sneeze at!

[linux007969]

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@GooseGirl wrote:

Congratulations. Interest rate of less than 3% is nothing to sneeze at!

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The rate is determined by the year of car, amount of loan, and loan term..... they range from 2.24% to 2.69% for what i'm going for, so ya under 3%.

I feel like i finally made it! It was my goal to get a nice car loan and my nice credit history has made that happen, along with the help and guidence of this forum. Thanks to all those who have helped me!

[linux007969]

The loan came in the mail today! It was waiting for me when i got home! This is so exciting!

With all the paperwork it had a copy of my credit score, it actually had 2 coppies, they sent me a customer copy and a bank copy. Both are identical. Both say my experian score is 726.

[huntersimp]

Did you have to already have the exact car picked out?  And, did they verify that?  Did they verify anything?

[Anonymous]

Congrats! I'm going for the same type of loan.