PenFed Auto Refinance. Approval??

[redE2move]

That's awesome!  And did they use your EQ Score 9 or the EQ Auto Score 9?

[Anonymous]

Honestly I'm not sure. I never received an email with my score or anything they pulled. Does show up as a new account now in my app with payment due April 12th.

[Anonymous]

They pulled me at Equifax 688.

[Loquat]

Very nice!  Congrats on the refi and card approval!

[Anonymous]

credit4runner,

Did they approve you for the credit card as well?

I just applied for an auto refinance tonight.  Did the same thing you did.  Joined using one of the afilliations, paid the $17 fee during registration, funded my savings account with $5.  Tada!  Completo.

Only applied for the auto loan.  I'll wait for their decision before I apply for one of their other products.  If approved, may as well go ahead and apply for a credit card, too.  It's all on the same HP.  What do I have to lose!

Thanks for the information!

EQ is currently 688.  Only one negative account that is about to fall off EQ in June.  EX shows one but will be gone on 4/28.  TU is clean and TU score is 741.

Peace!

[Anonymous]

Yes, they did approve me for the power cash card as well. Only $1000 SL but I do have a BK in 2016 and really just recently started my rebuilding a few months ago...should have started sooner but will garden now and try to build the cards I got!!

[Anonymous]

I have 2 hiccups on my deal.  I just closed on my home last Thursday.  So, after closing I went on a bit of an application spree and secured some new lines of revolving credit.  When they do the manual review, they will likely see most of those inquiries.  Also, my used vehicle is high mileage.  Although they did estimate the MSRP as $2K higher than what I owe.  Maybe that will help.

Congrats on both the card and the auto loan.

And....thanks for the snappy response!

Good luck to you!

[Anonymous]

Credit4Runner,

I apped last night at PenFed for an Auto Refi.  4.74% for 59 months.  Takes my payment down $165.50 per month for the same number of months.  Yep....I was getting raked over the coals!!  No more.  Thank you, PenFed!!

[AppHappyTog]

I refi'ed my 4runner with PenFed Saturday before last, transferred to a LO and I just called and was approved. Shoot them a call and they'll be able to let you know the rate. Check arrived within 3 days and it hit my credit report the Monday after I applied.

[Anonymous]

Paid the $15.00 to have much check fedexed to me.  Received today.  Gonna go pay hat sucker off tomorrow morning!!

Good luck to you!