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I already filled out the application and my denial reason was collection accounts so I was wondering will penfed still reject you if you have paid collections because one of my collections I'm going to pay and the other one is paid.
Starting Score: 494 503 521| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |










Thanks for your help I got my answer and also don't have to reapply after I fix what got me denied.
Starting Score: 494 503 521