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Penfed Auto

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simplegirl
Valued Contributor

Penfed Auto

I already filled out the application and my denial reason was collection accounts so I was wondering will penfed still reject you if you have paid collections because one of my collections I'm going to pay and the other one is paid.








Starting Score: 494 503 521
Current Score: 503 507 507 2/19
Goal Score: 680


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2 REPLIES 2
RonM21
Valued Contributor

Re: Penfed Auto

Sorry for the denial. I'm not paying them would change their mind. Did you try to recon? I'd call back referencing the application and speak to someone directly to find out if paying them would possibly change anything.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 2 of 3
simplegirl
Valued Contributor

Re: Penfed Auto

Thanks for your help I got my answer and also don't have to reapply after I fix what got me denied.








Starting Score: 494 503 521
Current Score: 503 507 507 2/19
Goal Score: 680


Take the myFICO Fitness Challenge





Goals:

Get First Home in Summer 2025
Message 3 of 3
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