Penfed loan approval

[Chanduwar]

Hi,

My scores are 

EQ: 722

TU: 719

EX:714

What odd's would I have in getting a PenFed car loan at 0.99%.

Chanduwar

[GetMeSlick]

My scores were similar, i got 1.99% for 60 months loan last week. Whats important is your last 12 mos report looks like. I had no inqs from last may till date.

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@Chanduwar wrote:

Hi,

My scores are 

EQ: 722

TU: 719

EX:714

What odd's would I have in getting a PenFed car loan at 0.99%.

Chanduwar

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[kenspi67]

that is exactly what Im doing to get in with PENFED for refinance. I will have no activity whatsoever in regards to inquirys, and all 4 of my credit cards will have 12plus months of payment history. The auto loan I want to refinace will be 11 months old, so hopefully they will over look that. By June I should be allset, and scores exactly like yours. They denied my last June since my accounts were so new. Plus a added bonus I have made allot of extra payments on my current auto loan, have banged out about 5k off the principal already .. can't wait..