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Browse credit cards from a variety of issuers to see if there's a better card for you.
I would say the utilization of your credit cards counts a great deal in FICO scoring and in showing financial responsibility.
You should find out your auto scores through MYFico.
I had about a 640 auto score, while maintaining a 680s Fico score back in 2018. A $199/month lease turned into a $400 lease as a result.
