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Just bought a Dodge Challenger RT. Financed $18,600 at 6% interest with a credit union. I thought I would just run through Auto Navigator to just see what I would qualify for, and they approved me for a loan at 5% instead. Credit Unions are great, but sometimes a Mega Bank can be better. I have three Capital One credit cards and a Capital One 360 account. I prefer to have all of my banking stuff under one roof if I can. Props to Capital One.