Anyone know if they use the FICO Auto-Enhanced Scores for RV loans? My wife and I are looking to get a Travel traile and wondering how they do there lowns? On her CR she has 3 lates on a car loan we payed off in April of 2009. The last 3 payments were 30 days late. The loan was in both our names, but she will be apply for the loan on her own since her scores are better than mine. Her ficos scores from here are both just under 700, Not sure about EX but should be about the same.