Question about my situation

[athan12]

Situation:
Im trying to but a car worth 8,900 on craigslist. Me and my girlfriend(not married) are planning to split the monthly payment in half. I pay $110, she pay $110.

My question is, can we combine one credit score and monthly income when applying for a loan?

2nd question:
How many applicants can be in a car loan application? I was wondering if I can use my dad as a cosigner, and combine me and my girlfriends income in one car loan application.

[ExplicitElicit]

All three of you can be placed on the loan together. You and your dad can go on as co-applicants while your GF is listed as a co-signer - or however you decide to list everyone. At that point all three incomes can be taken into consideration for the loan.

[Remember0]

What sort of credit do you and gf have? If she has prime credit, then you might not even need to rope in your dad making it simpler.

[athan12]

I have 640eq, 650tu, 655ex score. My gf has an ex score of 681( not sure if its accurate because its from freecreditreport.com, we tried to check it via myfico.com but we were told to call the customer service, I don't know why)

The reason I want to add my dad as a cosigner is so I can get car insurance under his name, to get a cheaper insurance rate.

[Remember0]

Gotcha, the car insurance reason makes perfect sense!