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I bought a new vehical about a month ago and paid cash for it. I now am in need of some cash and want to finance it. Its worth 52k aprox on kbb and I want to finance 35-40k.
My credit is about 650 with a bunch of bad stuff from 2017 but clean from that point on. I checked my local credit union which I have been a member for a long time and they wont do it until that bad stuff falls off, they are generally more strict anyway.
I dont want to go applying to a ton of places so wonder whats the best place for me to try?
There are plenty of financial institutions that will do a pre-qualify without a hard pull. Many of them have been discussed here. Chase and Capitol One come to mind.

























