I bank with Region's as well and I can say that their lending product's across the board aren't very competitive in my opinion. The only competitive rates they offer on auto loans will be on a low mileage, late model, auto for short term (ie: 36 month's). Other than that, their rates don't seem competitive with captive lender's and credit union's in my opinion. Believe it or not but Well's Fargo is giving out some great rates right now, if you goto a dealership and are successful in negotiating the rate with the F&I Mgr, they are giving out some 2.99% rates at 60-72 mo's currently.
