myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Refi

tag
Get Access Now
Anonymous
Not applicable
‎12-09-2015 02:51 PM
‎12-09-2015 02:51 PM

Refi

current credit score with credit union and credit sesame says 626, recd a credit denial letter from captial one showing 607, looking to refi car asap currently i bank with NFCU I ws denied for auto loan. 

interest rate 13% 48 months left, payments 355

Please help and suggestions.

Message 1 of 3
0 Kudos
2 REPLIES 2
Skye12329
Valued Contributor
‎12-09-2015 08:40 PM
‎12-09-2015 08:40 PM

Re: Refi

Currently your score is a tad low, try working on what is bringing it down.
BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 2 of 3
0 Kudos
Anonymous
Not applicable
‎01-11-2016 02:06 PM
‎01-11-2016 02:06 PM

Re: Refi

could it be your ltv? How much is your car worth and how much do you owe?
Message 3 of 3
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.