Refi...

[Anonymous]

What are my chances to get a refi with a 663 score?  I'm pretty sure that is higher then my original score when i got the car almost 3 years ago through Chrystler Finan.  9.9% @ 72 months. (payment is $340/mo) Which isnt TERRIBLE but anything helps.

My husband also makes 4 x as much $ as we did then.

I would like to try state farm since we use them for everything else.

[Creditaddict]

the bigger problem is probably finding someone that will refi an upside down car... if your on 72 months, you are probably over 5k upside down, have you checked that?

[Anonymous]

You mean its worth vs payoff?

Just did a KBB trade in value.  Said its worth $7600 in good condition. so its less the 5k....

[taz3261]

Try your local CU they should be able to help or capital one.