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Refinance Auto loan 12%

venkat123
Member

Refinance Auto loan 12%

Hi, I am paying 12% to American Honda now...
My experian credit score is 689 now.
Can I refinance now to get 8% or below any where?
I am having relation with one credit union for 3 months....
Please suggest...
Message 1 of 4
3 REPLIES 3
antsmith101
Regular Contributor

Re: Refinance Auto loan 12%

My score is around there.. and I was able to refi my car at 6.75% for 60months on a 16k... paying 322 month... which is alot better then 495 a month Smiley Wink
 
Good Luck
4/29/08 TU: 635 (2/1) EQ: 663 (1/1) EX: 652 (1/1)
6/07/08 TU: 688 (2/1) EQ: 672 (1/1) EX: 679 (1/1)
CA/CO
Message 2 of 4
venkat123
Member

Re: Refinance Auto loan 12%

I am in the USA for last one year only..Is they Going to consider the duration of score
 
I seen my score i equifax web site it shown 719. and here it shown 689(exp).
 
can I apply now or I have to wait for some more time to get a better deal.
 
I got 10 enquiries in this yr too...
Message 3 of 4
venkat123
Member

Re: Refinance Auto loan 12%

whn I took loan they shown my score as 0 . and what is that score means? but i know my score is above 600. and now my score around690. Do u think I can apply?? to get less inetert? what is their model scoring..... can any one explian it... I am new to credit... last 10 months only i am having credit card. Thanks
Message 4 of 4
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